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Guide: How To File Your Income Tax Return Online — 2012 Edition

The first thing you need to do is obtain your Form 16. This is provided by your employer — if you don't have it, you can request your HR department for one. This form is a statement of your taxable salary, allowed deductions, and the tax that has been paid on your behalf. Also, banks and other financial institutions that charge you TDS (Tax Deducted at Source) on the interest due to you are supposed to supply you with a Form 16A.

The return needs to be filed before 31st August if you are eligible for tax refunds. If you aren't due for a refund and your salary is under 5 lakhs, you are exempt from filing returns. It is prudent to do so nonetheless, especially if you intend to apply for home \ car loans in the future, since that requires I-T return details spanning the previous three years.

With the Form 16 sorted out, you can now visit the Income Tax India website.


Step I: Assuming that you are yet to register, click on the Register link on the right side to create a new account. You will be prompted to enter your PAN (Permanent Account Number), which is assigned as your user ID. Hit the Click Me button to proceed to the next page. Enter your details in the registration form — keep your PAN card handy, because the details have to exactly match those mentioned on the card. Keep the Click here if you want to register your Digital Certificate box unchecked, because you most likely don't have one. Then click the register button to complete the signup, following which you will receive a confirmation e-mail.

Step II: Log into your spanking new account. The very first thing you need to do is view your Form 26ASstatement, which specifies how much tax has been paid on your behalf to the I-T department. To view the statement, click on the View Tax Credit Statement (Form 26AS) under the My Account drop-down menu at the top.

In the subsequent page, select Assessment Year 2012-13 from the drop-down box, enter your Date of Birth, the security code, and click Submit. In the next page, click on the Confirm button, then on the View Form 26AS link at the bottom of the page that opens.
 

Step III: Your Form 26AS should now be visible. Note down the total of the TDS deposited column. This is the tax that has actually been paid on your behalf. Now take all your Form 16 \ 16As that you have, and total up the amounts in the Tax payable field of each form. Observe the details carefully to make sure there is no addition mistake. This is the tax amount that you're supposed to pay. Now, there are three possibilities:

• Case 1: The tax that you actually paid (Form 26AS) is exactly equal to the tax that you're supposed to pay (Form 16 \ 16A). This means there is no mismatch and you can proceed with the rest of the steps.
• Case 2: The tax that you actually paid is more than the tax you're supposed to pay. In this case, you're eligible for a tax refund. Proceed as usual.
• Case 3: The tax that you actually paid is less than the tax you're supposed to pay. Whoops, there's been a screw-up somewhere!

The third case is rather rare, but if it happens, you should not file your I-T return online. You will have to contact a CA for his help in finding out what caused the discrepancy. The most likely reason for this is that your employer or bank made an error while depositing the tax or making an entry in the system. However, since pretty much everything's computerized nowadays, this is a very unusual occurrence, so you'll almost never have to worry about it happening to you.

Step IV: Next, assuming all has checked out well and you belong to either of the first two cases listed in the previous step, you'll need to know which I-T jurisdiction you fall under (this is needed when filling the tax form). Head back to the Income Tax E-Filing homepage and click on Know your Jurisdictional AOunder the Services drop-down menu at the top. Note down your jurisdiction code as shown below — in this case, 3(3).

Step V: Now, we need to download the I-T return form. To do so, select Individual, HUF from the e-Filing A.Y. 2012-13 menu under the DOWNLOAD section in the left panel. Since this guide only covers salaried individuals, you'll have to download the ITR-1 (SAHAJ) form as highlighted below.

Step VI: Extract the Excel spreadsheet from the ZIP file downloaded in the previous step and open it. Make sure you enable macros and ActiveX content by choosing the Enable this content radio button when the Security Alert - Macros & ActiveX security warning pops up. If you have Microsoft Office 2010, click on the Enable Content button that will show up at the top of the sheet. Do not use Apache OpenOffice or any other office suite to open this sheet — it is compatible only with MS Excel.

Get your Form 16 \ 16A ready, as most of the details will have to be copied over from in a fairly straightforward way. On opening the spreadsheet, you will find yourself in the Income Details page of a multi-sheet document. Enter the details such as your name, address, birth date, PAN number, andINCOME TAX WARD \ CIRCLE (jurisdiction code), the last of which was obtained in Step IV. Unless you're employed by the Indian government or in a Public Sector Undertaking (PSU), select OTH from the drop-down menu in the Employer Category (if in employment) field. Keep the default value for the Return filed under section field.

Step VII: Scroll down and fill up Field 1 based on the amount mentioned in the Income chargeable under the head 'salaries' field in your Form 16. Field 2 is meant for rental income from a single house. If you've collected rent from more than one house or sold your property in the previous financial year (Apr 11-Mar 12), this guide ends here, because you need to fill up ITR-2 instead. Field 3 is the sum of the interest earned from your bank accounts, fixed deposits (FD), etc. You will get this information from your bank account statement, or in case tax has been deducted, from the Form 16A supplied by your bank.

In case you've made tax-saving investments, mention them in the relevant sections of Field 5. Note that donations made under Section 80(G) will have to be filled out separately, which I will come to in Step X. Finally, click on the Validate button near the top. When it gives you an OK message, and proceed to theTDS sheet by clicking the Next button or selecting the TDS tab at the bottom of the Excel screen.

Step VIII: Once in the TDS sheet, fill in columns (2), (3), and (5) from your Form 26AS statement. The information under column (4) needs to be taken from the Form 16. You don't need to fill in individual payments from the statement — simply total all the amounts for each unique Tax Deduction Account Number (TAN) into one single row. In this example, even though the Form 26AS in Step III shows 10 payments made by the employer with TAN BLRT08111F, they've all been clubbed into a single row after totalling all the entries. If you had drawn a salary from more than one employer during the year, enter them in the additional rows provided. You can add even more rows by pressing the + button below the section.

Note: The remaining part of this step will not be applicable to most of you (all those who didn't get taxed on the interest from bank accounts and FDs), so you can safely skip it if you don't want to get confused by the details. If so, click the Validate button, and once you get the OK message, click Next or go to the Taxes paid and Verification sheet.

Field 24 is meant to fill in TDS details on your income from investments such as fixed deposits, savings accounts, etc, if any. If so, you will have received a Form 16A from your bank. Fill columns (2), (3), and (6)as before by referring to Form 26AS. The amounts in column (7) will be equal to those in column (6). Finally, columns (4) and (5) can be filled by using the Form 16A you received from the bank. Note that column (5) will almost always be given a value of 2011 (since the TDS amount for the interest was deducted in 2011-12). As before, total all the deductions made by a unique TAN into a single row, and place separate TANs in different rows. Use the + button to add more rows if required.

Finally, Field 25 deals with Advance Tax and Self Assessment Tax. While Advance Tax is not applicable to most of us, the latter is best illustrated with this example: suppose you have a large sum in your bank account earning you a tidy interest that's already taxed at the default rate of 10%. You've entered this interest amount in Field 3 of the Income Details sheet. However, your total income actually puts you in the 20% tax bracket. In this case, once you've filled out all the other fields and pressed the Calculatebutton to compute the payable tax, the spreadsheet will indicate that you now owe some tax to the I-T department.

Once you know the amount you owe, you will have to pay the tax first, then come back and complete the rest of the steps. You can make the payment through any nationalised bank and receive a challannumber. An easier way though is to pay the amount online as follows: visit this e-payment site, then click the CHALLAN NO./ITNS 280 link. In the page that opens, select the (0021)INCOME-TAX (OTHER THAN COMPANIES) radio button and the (300)SELF ASSESSMENT TAX option in the Type Of Payment section. Fill up the rest of the form, and choose the bank where you have a netbanking account. When you clickProceed, you will be taken to that bank's payment gateway, where you can complete the transaction by entering the tax amount. Once the payment has been made, you will be provided a receipt containing the challan number and other details, which you can enter into the corresponding columns.

Finally, click on the Validate button near the top and after getting the OK message, click on the Nextbutton or proceed to the Taxes paid and Verification sheet.

Step IX: Phew! Now that we've successfully completed Step VIII, it's all downhill from here. Enter your bank account number in Field 20. If you're due for a refund (remember Case 2 in Step III?) and would like it to be sent straight into your account (the most convenient way), select Yes in Field 21. Then enter the 9-digit MICR Code (printed in your cheque book) and type of account (usually Savings) in Field 22. However, if you're not eligible for a refund (Case 1, Step III) or would like a cheque, select No in Field 21instead and skip Field 22.

Next, fill all the details in Field 26. As in the earlier steps, validate this sheet and then move on to the final one: 80G.

Step X: The 80G sheet is used to provide information about any donations you might have made under the 80(G) section eligible for tax deductions. Of course, if you haven't made any donations, leave the fields empty.

In most cases, the donations you made will be liable to a 50% exemption, in which case, you have to fill in Section B. The columns are self-explanatory, and the information will be available in the 80(G) receipt provided by the charity. The qualifying amounts will then be automatically filled into Field 5i of theIncome Details sheet. Validate the data, then come back to the main Income Details sheet.

Step XI: Once all the sheets have been validated and you've returned to the first Income Details sheet, click the Calculate Tax button near the top of the screen. This will fill out Fields 16-19 in the Taxes paid and Verification sheet, thus providing the final figure of the taxes you owe or the refund due to you. In case you owe some tax, you will have to pay it first before going ahead with the next few steps. Refer to the end part of Step VIII for details on how to do this.

Now, click on the Generate button, which will create a new sheet in the document, called Pre-XML Check.This sheet contains a summary of your tax statement and other important details, so you can double-check them for errors. Once you've confirmed everything's OK, click on the Save XML button to create an XML report file that will be saved in the same location as the ITR-1 spreadsheet.

 

Step XII: We now need to submit the XML file to the I-T department. To do so, head back to the Income Tax E-Filing website (make sure you're still logged in) and select AY 12-13 from the Select Assessment Year menu under the SUBMIT RETURN section in the left panel.

In the subsequent form, select ITR-1 from the Select Form Name list. Since you most likely don't have a digital signature, choose not to digitally sign the file, then hit Next. In the screen that follows, browse to the location where the XML file was created in the previous step and select it. Click on the Uploadbutton. That's it, your return has been filed!

 

Step XIII: One final task remains. After the upload is complete, you will be asked to download a ZIP file containing Form ITR-V. This is an important document that needs to be signed by you. In the absence of a digital signature, it acts as a physical verification that the information you have provided to the I-T authorities is not fraudulent. You will also receive this file in your e-mail inbox.

Extract this PDF file and open it using the password, which is your PAN number followed by your date of birth, all in lowercase and with no spaces or special characters. As an example, assume that your PAN isAFHWR4348J and your birth date is 30-Aug-1979. In that case, the password will be: afhwr4348j30081979. Take a printout of this file, sign it, and mail it to the following address:

Income Tax Department - CPC, Post Bag #1, Electronic City Post Office, Bangalore - 560 100

Please note that you can mail this document either through regular or Speed Post, but not via registered post or courier. The letter must reach within 120 days (four months) of submitting the XML file. Roughly about 15 days after mailing the ITR-V, you will receive an acknowledgement email from the I-T department, thus concluding the entire process.

Step 15: Congratulations, you have successfully achieved the goal of filing your Income Tax returns online! You may now celebrate. Or not.

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Hangout with Gujarat CM Narendra Modi on 31st August

Yes..Its true news that Chief minister of Gujarat Narendra Modi is going to be live on Google + hangout.The day of the event is 31st August.The topic of the discussion will be " Strong and Glorious India as defined by Swami Vivekananda". People can post their queries before August 27 till midnight.


As Google + hangout can be between ten people ,so selected people will be given chance on the basis of their posted queries.However other people can see the discussion live on the YouTube Channel.This has been the first time in Indian History when a political leader is going for a live chat with the common people.I hope this would contribute in development of economy and social structure of India.

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Samsung Launches A New Range Laser Of Printers Starting From Rs 6000

Samsung has launched a new range of laser printers, which includes the entry-level ML-2161 and SCX-3401. While the ML-2161 is run-of-the-mill printer, the latter is a multifunctional device (MFD) with scan and copy functaionalities.

To ensure faster printing, the ML-2161 is powered by a 300 MHz CPU. Yes, that's good enough for a printer, considering it doesn't have to handle the likes of the Android OS. The device can print up to 21 A4 size pages in one minute. Here's the list of its detailed specs and features:

• Print speed - up to 20 ppm in A4 and 21 ppm in letter.
• Cold start time - less than 8.5 seconds (from ready mode).
• 300 MHz CPU.
• Output quality - up to 1200x1200 dpi.
• Manual duplex.
• Input capacity - 150 sheets.
• Output capacity - 100 sheets.
• Supported paper sizes – A4, A5, Letter, Legal, Executive, Folio, Oficio, ISO B5, JIS B5, envelope (Monarch, Com10, DL, C5), and custom (3.0" x 5.0" - 8.5" x 14.0").
• Supported paper types -  plain, thick, thin, cotton, colour, preprinted, recycled, labels, cardstock, bond, archive, and envelope.

Samsung also boasts about a top cover that prevents dust from entering the device. While it's actually a good addition, the design has been clearly ripped off Canon's LASER SHOT LBP2900B. The ML-2161 is priced at Rs. 6000.

On the other hand, the multi-function SCX-3401 has a price tag of Rs 9000. It sports a 433 MHz CPU and printing speed of 20 ppm in A4. Rest of the features of this printer are as follows:

• Input capacity - 150 sheets.
• Output capacity - 100 sheets.
• 433 MHz CPU, 128 MB memory.
• two-digit display.
• Print speed - up to 20 ppm in A4 and 21 ppm in Letter.
• Cold start time – less than 8.5 seconds (from ready mode).
• Output quality - up to 1200x1200 dpi.
• Manual duplex.
• Copy speed - up to 20cpm in A4 and 21 cpm in Letter.
• Cold start time - less than 14 seconds.
• Multi copy - 1 to 99 pages.
• Scan quality - 600x600 dpi, which can be enhanced up to 4800x4800 dpi.
• Supported paper sizes – A4, A5, Letter, Legal, Executive, Folio, Oficio, ISO B5, JIS B5, envelope (Monarch, Com10, DL, C5), and custom (3.0" x 5.0" - 8.5" x 14.0")
• Supported paper types – plain, thick, thin, cotton, colour, preprinted, recycled, labels, cardstock, bond, archive, and envelope.

Along with these two products, Samsung has also launched multi-function SCX-4021S and SCX-4321printers. These device's are priced at Rs 11,500 and Rs 13,500 respectively. Ckeck out the gallery for more product shots.

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Alcatel Introduces New 3G Dongles, Partners Nimbuzz For Instant Messaging

Nimbuzz, the "Indian" internet chat client, has been one of the most popular IM programmes ever since it was created in 2006, recently growing to a userbase of more than 100 million worldwide. In a bid to use some of that success to its advantage, ALCATEL ONE TOUCH, a Chinese manufacturer of cheap-ass mobile phones, has partnered with Nimbuzz to provide its instant messaging and internet voice chat (VOIP) services along in its newly-introduced 3G dongles, the ONE TOUCH X230E and X230S.

The new mobile broadband devices utilize 3G networks to offer download and upload speeds of up to 7.2 Mbps and 5.76 Mbps respectively. The dongles also feature an expansion slot for microSD cards, with a limit of 16 GB. The detailed specifications include:

• Plug & Play capability.
• HSPA \ UMTS (3G) 2100 MHz support.
• Quad-band GPRS \ EDGE (850 \ 900 \ 1800 \ 1900 MHz) function.
• HSPA downlink of max 7.2Mbps and uplink of max 5.76 Mbps.
• Supports Windows 7 \ Vista \ XP \ Mac Os 10.4.9 - 10.6.6 \ Linux.
• MicroSD card up to 16 GB, USB 2.0 interface.
• 3.4" x 1" x 0.4" (10 mm).

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Rumour: Press Shots Of Sony's 9.4" Android Xperia Tablet Leaked

     
According to the latest rumour doing the rounds, Sony seems to be readying a new Android tablet. This is a rather brave move, considering its previous attempt crashed and burned at the market. Going by what appears to be a bunch of press shots, Sony's next slate will be thinner than the Tablet S, but will retain its unique fold-out design to some extent.

Currently, the exact name of this slate is still unknown. However, since the pictures display Xperia branding, the grapevine is calling it the Xperia Tablet. While confirmed hardware details are unavailable, Sony fansite XperiaBlog.net has hazarded the following specs in a previous leak about the tablet, taken from a company presentation:

• 9.4" screen with pixel dimensions of 1280x800.
• NVIDIA Tegra 3 chipset.
• 8 mp rear camera, 1 mp front camera
• 6000 mAh battery with 10 hours of operation.
• Aluminium clad, splash-proof body that's 40% thinner than the Tablet S.
• Runs Android 4.0 (Ice Cream Sandwich).

The Xperia Tablet is expected to be unveiled at the IFA 2012, which will begin on the 31st of this month.

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Download: Krishna aur Kans (Android, BlackBerry, Symbian)

Janmashtami starts tonight, and devotees of Lord Krishna usually stay up all night for him to be "born". If you've been forced by your mom to follow this ritual, but singing loud bhajans through the night is not your cup of tea, you can instead turn to your mobile phone to help you stay awake. Jump Games has brought out a game called Krishna aur Kans, the official game of the recently-released 3D movie.

The gameplay is easy and fun enough to pass the time for a while. Demons have kidnapped kids from Krishna's village and taken them to the lady demon Putna's den. Essentially a rail shooter, you play as Krishna using your slingshot to kill the monsters that pop out. However, you will need to keep your eyes open, as the kidnapped children also pop up once in a while. Although the game is free for Android (but will not work on tablets) and Symbian, for some strange reason, BlackBerry users will have to pay for this app. Does Jump Games not like BB users? Can't say I blame the company.

Best wishes for Janmashtami from all of us here at TechTree.com!
 

Developer: Jump Games
Size: 0.5 MB - 2.2 MB
Price: Free (~Rs 55 for BlackBerry)
Platforms: Android, Blackberry, Symbian
Download: Android - play.google.com/store/apps/details?id=KrishnaaurKansMKP.borderwar
BlackBerry - appworld.blackberry.com/webstore/content/127083
Symbian - store.ovi.com/content/299393

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ADATA Announces DashDrive HV610 USB 3.0 External HDD In 500 GB, 750 GB, And 1 TB Sizes

ADATA, a Taiwanese manufacturer of memory and storage products, has announced the launch of the DashDrive HV610 (in case the page doesn't load, try Google's cached version) external hard drive series in capacities of 500 GB, 750 GB, and 1 TB. This new model boasts of a SuperSpeed USB 3.0 interface that claims to be three times faster than USB 2.0. The design sports a colourful exterior thanks to a removable sliding "smart cover" in a jigsaw puzzle design that matches the drive housing. This semi-transparent cover also conveniently houses the cable when not in use. Finally, an LED indicator lets you know the drive's readiness and data transfer status.

While the dimensions of the product have not been not provided, the accompanying photograph can be used to guess that it is rather compact, along the lines of casings for 2.5" internal laptop HDDs. The drive comes with a tool called OStoGO that lets you create and store bootable images of Windows Vista or 7,as well as a 60-day trial of the latest Norton Internet Security 2012. However, since both programmes can be downloaded for free off the web in any case, this works out to little more than a token gesture for buyers.

Available in black and white colours, the drives come with a three-year warranty, but the pricing for India has not been provided as of this writing. This article will be updated as soon as the price becomes available.
 

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